Cash Refund Program

The investigative agency for The United States Congress has completed its official examination of mortgage overcharges nationwide.


The examination revealed that at least $15 billion in mortgage overcharges are owed to approximately one out of every two homeowners.


Professional Carelessness

These overcharges, made by loan processors, underwriters and mortgage servicing companies, consist of loan errors, overcharges in escrow accounts and improperly calculated interest rates.


Obtain Your Cash Refund

In response to this Federal examination, CCFC of America has established a

mortgage audit and cash refund program for all homeowners.


This auditing program will check your mortgage and escrow account for errors,

overcharges and miscalculations made by your mortgage company and/or mortgage servicing company. If one is detected, it will be corrected and you may receive a cash refund.


Cash Refund Counseling

For frequently asked questions click here.

To determine if a refund is owed to you or to receive free counseling click here.


Additional Information

For more in depth information, including sample letters, forms, tips and step-by-step detailed information, click on the free publications link below.


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Cash Refund






















"28 million homeowners are

victims of illegal escrow overcharges by lenders"…

NYS Attorney General


"Almost 80% (of mortgages with errors) had over charges which averaged nearly $1,600.00"…

The U.S. General Accounting

Office, Federal Deposit

Insurance Corp., Resolution Trust Corp. and The Office of Thrift Supervision


"Fleet Mortgage Plans to Refund $150 Million In Overcharging Case"…

Associated Press


"Bank allegedly overcharged on mortgages"…

The Wall Street Journal


"Small errors on mortgage can add up to real money"…

The New York Times


"4.5 million homeowners are due $1.5 billion in refunds"…

USA Today


"(Mortgage) Audits...home in on overcharges"…

New York Daily News


"Adjustable rate loan errors prompt (law) suits"…

San Francisco Chronicle


"It Pays to Check Loans for Overcharges"…

The Washington Post


"Lender holds principal checks (clients payment)"…

The Herald


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