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Credit Bureaus Must Give You A Free Credit Report

The three major credit reporting bureaus (Equifax, Experian and TransUnion) have officially announced the website, phone number and mailing address for consumers that would like a copy of their free credit report. Currently, only consumers residing in thirteen western states are eligible. After September 1, 2005, everyone will have access to a free annual credit report.

This law is being phased in over the next nine months and is starting on the West coast and ending on the East coast. To request your free credit report, please visit (or bookmark this website if your state is not eligible yet) www.annualcreditreport.com or call toll-free 877-322-8228 or write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

The thirteen currently eligible Western states are Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington and Wyoming.

Credit Score Tip


It's very important to verify your credit report. Just don't forget to also verify your credit score. It's just as important and credit grantors will also use your credit score to determine if they should grant you credit.

Financial Directory


CCFCofAmerica.com is in the process of completing a free financial services directory.

Once completed, you will have access to all of the following financial service providers:
-Credit Counseling
-Debt Consolidation
-Debt Settlement
-Credit Report Service
-Credit Repair Service
-Loan Officers
-Mortgage Companies
-Insurance Services
-Financial Planners
-Foreclosure Advisers
-Auto Loan Companies
-Bankruptcy Attorneys
-Plus more!


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