Mortgage Information

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Home Ownership

You can be approved for a mortgage even with bad credit, no credit, a bankruptcy, a foreclosure, charge-off accounts, collection accounts, judgments, owed back taxes and little or no down payment.

A Mortgage For Everyone

Today's mortgage environment is more consumer advantageous than ever. There are numerous mortgage programs to choose from. Unfortunately, a common myth is that you need to have your income, assets, credit reports, credit scores, income tax returns and employment status verified.

This myth is untrue. It is not necessary to have any of these verified and you can still qualify for a mortgage with a low credit score and bad credit, including a foreclosure and a bankruptcy.

In fact, with some mortgage programs, your signature, your personal information, the housing information and your down payment is all that is required.

There are even mortgage programs that will allow you to use your cellular phone and auto insurance payments as a credit source. There are also programs that will allow you to purchase a home without a down payment and without having to spend one dime out of your pocket.

As you can see, there are numerous mortgage programs to choose from…

Regardless of Your Situation, CCFC of America Can Assist You With

• Your dream of first time home ownership

• Refinancing

• A home equity Loan

• A debt consolidation loan

• Cash out

• A home improvement loan

• A biweekly mortgage

You Can Be Approved, Even With

• Bad credit

• No credit