Create A Budget

Creating A Budget

Creating a budget is an essential part of managing your finances. To help create your budget, CCFC of America has designed a budget worksheet that you may download for free and print out. Click here to download this worksheet now.

Tips

1. Download the budget worksheet

2. Keep track of your expenses every month for at least three months

3. Keep track of your income and assets every month for at least three months

4. This method will give you a realistic idea of your expenses, income and assets

5. If your expenses exceed your income...start cutting back on unnecessary items

6. If cutting back doesn't help and you still can't make ends meet, click here for help

7. Use your budget as a guide

8. Review the below list of expenses that you might be overlooking as expenses

Additional Expenses To Consider

Haircuts

Salons/manicures/pedicures

Cosmetics and personal grooming supplies

Health club memberships

Donations

Vitamin and nutritional supplements

Snacks (coffee, tea, donuts, chips, etc.)

Cigarettes/cigars/miscellaneous tobacco products

Parking tickets

Taxi/car service fares

Car washes

Movies

Theater

Concerts

Video/DVD rentals and purchases

Newspapers/magazines/books

Online/Internet services

Software

Sporting events

Birthday and anniversary cards and gifts

Shower and wedding cards and gifts

Holiday cards and gifts

Bank fees

Credit card fees

Accountant fees

Postage/shipping fees

Allowances to children

Pet care (grooming, food, toys and veterinarian care)

Road side assistance memberships

Hobbies

Film and film development

Music (CD's, cassettes, etc.) and music membership clubs

In The End

It's fairly easy to see just how many daily expenses can be are overlooked. But, proper budget planning can remedy this. Remember, creating a budget will not yield results, sticking to your budget will.

Additional Information

To receive additional information click here.

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